Welcome to Cover Yours

Insurance Broker Services for New Zealand

Welcome to Cover Yours Insurance, your trusted insurance broker, serving clients New Zealand wide. We specialise in providing comprehensive insurance solutions tailored to meet the unique needs of individuals and businesses alike. From personal insurance coverages to protect you and your loved ones to business insurance plans designed to safeguard your enterprise, our team is in your corner.
Customer Feedback

What Our Clients Say

Discover why clients consistently choose us for our outstanding service and comprehensive support delivered by our experienced insurance professionals.

Life Insurance

If you want to leave a legacy for loved ones or perhaps clear up debt on your death, then Life insurance could be the option for you. Live without worry knowing your loved ones are taken care of.
Life Insurance

Disability Insurance

Mortgages, bills and food need paid for even if you are too ill or injured to work. Disability insurance will allow you to maintain your lifestyle until you return to health and work.
Disability Insurance

Health Insurance

If you are worried about waiting lists or concerned about treatments that are unavailable in the public health service the Health insurance could set your mind at ease.
Health Insurance

Business Insurance

Labor is often your most expensive asset. Whether it is Key Person Cover, a group health scheme or Ownership Buyout if you own a business this is a cover to be seriously considered.
Business Insurance
What To Expect

Our Process

01

Establish & Define Relationship

We'll ask a few questions to establish how we can help you, provide a disclosure, scope of service and fee structure.
02

Collect Client Information

We will get a good understanding of your financial situation and your plans for the future. We may also need some paperwork and documentation.
03

Analyse & Assess Options

Our insurance broker will then calculate your risk, research the options, call underwriters, get quotes and compare policies and premiums.
04

Develop & Deliver Advice

The research is put into an easy to read document and presented to you. Our insurance broker will be there to present and discuss our recommendations.
05

Implement Recommendations

When you're happy we will help with the application, underwriting, and ensure you understand any endorsements and details.
Ready to explore your insurance options?

Reach out today to get covered.

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          Navigating the World of Insurance

          Our Insights

          The Risks of Replacing Life Insurance Policies
          20May

          The Risks of Replacing Life Insurance Policies

          A lot of people assume newer insurance policies are automatically better. Sometimes they are. Sometimes they’re not. And this is where insurance advice can get a bit murky. Because replacing an insurance policy isn’t always a harmless administrative exercise. In some situations, changing providers can genuinely improve things: But there…

          What Good Insurance Advice Actually Looks Like
          19May

          What Good Insurance Advice Actually Looks Like

          A lot of people assume insurance advice is mainly about finding the cheapest premium. Honestly, that’s usually one of the easier parts of the job. Good advice is normally much more about: Because personal insurance isn’t really a product problem. It’s a people problem. And people are complicated. After more…

          Insurance Adviser or Insurance Salesperson? There’s a Difference
          18May

          Insurance Adviser or Insurance Salesperson? There’s a Difference

          Insurance advice is not the same as insurance sales. Advisers are focused on empowering clients to make informed decisions. Sales people are concentrating on a signature as quickly as possible. There is a reason that high net worth individuals and those that care about their financial well-being use advisers. Those…

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