20% Off Health Insurance

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How does 20% off health insurance sound? With the media regularly reporting growing waiting lists in New Zealand now is a great time to think about health insurance. The HFANZ report earlier this year highlighted that about 270,000 of us, our friends and family, were in need of surgery yet only 110,000 were on waiting lists. The rest are waiting to be ill enough to get on the waiting list … despite their GPs and specialists agreeing that surgery is necessary. This has a profound impact on their quality of life.

20% off health insurance

So what can you do? 

The only way to skip the waiting list is to go private, which unless you have health insurance is prohibitively expensive for most. At the same time health insurance can be expensive for some and that is why I have an exceptional offer to promote from nib. A huge 20% discount on health insurance for the duration of the policy. That’s not all, they will also offer to waive many pre-existing conditions after only 2 years.

To recap,

  • The stand-down period reduced to 2 years for eligible pre-existing conditions
  • A 20% discount for the lifetime of their policy for clients under the age of 60

What is not to like?

This offer is only available until the 31st October and of course T & C’s apply – see below.


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Nib 20% Discount Offer

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Easy Health Brochure

Easy Health Brochure

Easy Health™ reduced stand-down for pre-existing conditions and 20% discount offer 

Terms and Conditions

1. The reduced stand down and 20% discount offer applies to customers who purchase an Easy Health™ policy, where the new business application is submitted between 1 May 2016 and 31 July 2016 (“promotional period”).  The commencement date of the policy must be no later than 15 August 2016.

2. Reduced stand-down:  All insured persons who commence Easy Health cover during the promotional period will receive a concession reducing the stand-down period for eligible Pre-Existing Conditions cover to two years (from three years). Some Pre-Existing Conditions are never covered.  For information on what is not covered, please see the Easy Health policy document.  

3. 20% Discount:  All insured persons who commence Easy Health cover during the promotional period will receive a 20% discount for the duration of the policy as long as all insured persons on the policy are under 60 years of age at the time cover commences.  This discount cannot be transferred to any other policy, for example if an insured person is migrated from the policy in the future.  The quoted premium in Illustrator or Apollo does not include the 20% discount. You will receive confirmation of your discounted premium on your Acceptance Certificate. 

4. Other Terms:

a. This offer is not available to nib customers who have cancelled within the promotional period and does not include any policy reinstatements, continuation options, plan migration, or adding insured persons or options to existing policies. 

b. Normal nib and adviser agreement terms apply.

c. This offer is not available in conjunction with any other special offers.

d. nib reserves the right to amend, delete or add to the terms and conditions, extend or withdraw this offer at any time, and without prior notice.

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